Caddy loan products

Lending designed around your next step.

Explore the facility that reflects your need—whether you are building a business, managing a personal priority or working with a group.

Three facilities · One responsible process

For business owners

Business Loans

Facility rangeFrom GH₵ 2,000Final facility subject to assessment

Designed for business owners who need to restock inventory, purchase equipment or manage cash flow during slow periods. This facility provides capital to help keep the business moving forward.

check_circle2-week grace period after disbursement

check_circle12 weekly repayments after the grace period

check_circle25% flat facility interest, disclosed before agreement

Apply for Business Loansarrow_forward Understand the processarrow_forward

For individuals

Personal Loans

Facility rangeFrom GH₵ 1,000Final facility subject to assessment

Life is unpredictable. Our personal loans help you manage emergencies, school fees, medical bills, or personal projects without the stress of rigid traditional banking requirements.

check_circle2-week grace period after disbursement

check_circle12 weekly repayments after the grace period

check_circle25% flat facility interest, disclosed before agreement

Apply for Personal Loansarrow_forward Understand the processarrow_forward

For groups & cooperatives

Solidarity Group Loans

Facility rangeFrom GH₵ 5,000Final facility subject to assessment

Designed for market traders, artisans, and community groups. By co-guaranteeing each other, group members access capital that might otherwise be unavailable to them individually.

check_circle2-week grace period after disbursement

check_circle12 weekly repayments after the grace period

check_circle25% flat facility interest, disclosed before agreement

Apply for Solidarity Group Loansarrow_forward Understand the processarrow_forward

Need help choosing?

Start with a conversation, not a guess.

Speak to the Caddy team about your need, the information to prepare and the lending facility that may be right for you.

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