A local partner for your next step.
Caddy Micro Credit supports businesses, individuals and groups seeking access to lending through a clear, responsible and people-centred process.
Takoradi New Site · Ghana
A Tier 4 micro-credit institution serving real needs.
Caddy Micro Credit is a Bank of Ghana Tier 4 licensed micro-credit institution. From its Takoradi New Site office, Caddy works with customers who need appropriate support for business activity, personal priorities and group opportunities.
We believe a lending conversation should be understandable from the first enquiry. That means listening to the customer’s purpose, explaining the relevant process and discussing repayment arrangements before an agreement is made.
Our commitment
Small Loans… Big Dreams.
Joseph Emmanuel Tachie Menson
Founder & CEO
Bank of Ghana Tier 4
Licensed Micro-Credit Institution
"Small loans are the catalyst for big, lasting dreams."
When we established Caddy Micro Credit in Takoradi, our goal was direct and uncompromised: to give hardworking Ghanaian entrepreneurs, market traders, and individuals access to fair, transparent credit without the bureaucratic obstacles of traditional institutions.
We believe that financial inclusion begins with respect and clarity. Every borrower who walks through our doors or welcomes our officers into their shop deserves clear repayment structures, honest conversations, and lending support designed to build their business, not overburden it.
As a Bank of Ghana Tier 4 licensed institution, our commitment to our clients and the Western Region community remains steadfast: we walk with you every step of the journey, turning everyday ambition into sustainable progress.
Joseph Emmanuel Tachie Menson
Founder & CEO, Caddy Micro Credit
A lending process built around understanding.
Caddy’s role is to make the next step clear—not to make a decision before the customer understands the process. The right facility, assessment and agreement depend on the individual circumstances of each request.
Listen first
Start with the customer’s need, purpose and the lending facility they are considering.
Explain clearly
Set out the relevant information, assessment and agreement terms before a decision is made.
Support responsibly
Keep the lending relationship focused on the agreed facility and repayment arrangement.
The values behind every conversation.
Clarity
We explain the lending process, information required and agreement terms before a customer decides to proceed.
Respect
We listen to the realities of each business owner, individual or group and treat every enquiry with care.
Responsibility
We approach lending with appropriate assessment and repayment conversations that support informed decisions.
Local insight
Our Takoradi presence keeps us close to the people, traders and enterprises we are here to serve.
Find the lending facility that fits your need.
Explore Caddy’s loan products or speak with the team at our Takoradi office.