edit_note
Step 01
Start your request
Choose the lending facility that reflects your need, then start an application or speak with the Caddy team. We will explain the information and supporting documents needed for assessment.
The Caddy process
A clear path from request to decision.
We make the lending journey easy to follow: start a request, complete the relevant assessment, review the agreement and receive approved funds through the agreed channel.
Four steps · One responsible process
What to expect
Every step explained before you move forward.
The exact requirements will depend on the facility and your circumstances. This outline helps you know what the Caddy team will discuss with you before any lending decision is made.
handshake
Step 02
Assessment with Caddy
Caddy reviews the request and, where required, arranges a conversation or field visit to understand your business, personal circumstances or group arrangement and ability to repay.
task_alt
Step 03
Review the agreement
If a facility is approved, Caddy presents the applicable interest, repayment schedule, total cost and other terms clearly. You should only proceed when you understand and accept the agreement.
account_balance_wallet
Step 04
Disbursement and repayment
Once the agreed requirements and documentation are complete, approved funds are disbursed through the agreed channel. Caddy will explain your repayment dates and how to keep in touch throughout the facility.
Helpful answers
Questions worth asking.
If something is unclear, speak to Caddy before you start or sign any lending agreement.
Do I need collateral?
Requirements depend on the facility and assessment. Caddy will explain the relevant security, guarantor or group arrangements before you proceed.
How long does assessment take?
Timing depends on the information provided, the type of facility and any required review. Caddy will discuss the expected next step with you during the process.
What information will I need?
The Caddy team will explain the identification, business, residence and other supporting information relevant to the facility you are considering.
Can I repay early?
Ask the Caddy team about early settlement and any applicable conditions before you sign an agreement.
Ready when you are
Start with the facility that fits your need.
Explore the loan products or begin a request when you are ready to speak with Caddy.